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Two sides to this. I did for a few years but only got a few requests, though I neither advertised that I accepted cards or brought it up to customers. So I dropped using them. Here they want 3-4% (with all fees included). Doesn't sound like much but if you do a $20K job, that's, perhaps, $700. And rememder that $700 comes out of your bottom line (net profit). So if your net profit on a $20K job is $2,000, you just gave up 1/3 of your profit. I know people say, "just raise your rates to cover that 3%." But raising your rates...is raising your rates. There's a down side to raising rates, which is losing jobs due to a higer price, or else we could all just randomly add 3% onto our estimates for the hell of it.
...on the flip side, there's no doubt people like to buy stuff without feeling like they're actually paying for it. Especially, in America.
... and some will say it makes payments easier. Could be. Personally, I've never had much problem with getting payments. I have a harder time finding the time to do the billing.
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