I also have a 95 Dodge 1 ton with a 8 x 12 bed and dump hoist. This has been my main battleship since starting out in 2002. What a truck. We carry anything we can get on it with out much complaint. We have high sides for hauling brush and bulk items, and low sides for rock or tools. We haul our hydroseeder for certain jobs (8300lbs). It has been extremely reliable. We have 4 other pickups in Ford and Chevy flavors, but the Dodges are overall the best in my opinion.
Check out
www.turbodieselregister.com and become a member. This website has been a real help in understanding anything and everything about the Dodge Cummins. These guys know these trucks down to the smallest detail and have all the answers. It will give you greater piece of mind and save you money when the time comes. Every truck will need repair at some time, but so far the Dodge has been the most reliable.