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The place I was with in Phoenix offered GE Financing. Of the $1 million+ in jobs I sold, I had one homeowner fill out an app and decide to get financed elsewhere. Not a knock on GE, just my experience. Now granted, that was in 2005, and everyone and their brother was either rolling landscaping in with new home mortgages, or home equity loans. If lenders truly are tightening up, it may be a more attractive option today.
Customer perception is going to depend on how you pitch the program. I feel like- and again this is just my thinking- that the certain type of client I like to work with has approached us because they know that their ducks are in a row, financially speaking, and they tell me what they're spending. Having that sort of financing option would likely appeal to the "landscaping as commodity" buyers. In other words, I think it could be one more closing tool on the standard stuff, like foundation plantings, lighting, paver patios.... but it will neither deter nor sway the $100K landscape shopper.
Dave
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