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Thanks Trees. I like to hear about things that actually work, as opposed to theories from a book. In the past I thought of a similar idea which was to start with a pool of say $2,000 to be split amongst "anyone still standing" come December. Deducted from that all year would be all the broken tools, fender benders and comp claims. Again, I thought having some shared pain/gain might have them looking to prevent each others mishaps as well.
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