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I'm surprsied no one else has said this but...
It's a tough call with only 9k to spend but I would seriously consider getting the 4x4 and getting yourself a used a dump trailer. You can probably find the trailer for 2-3k and unless the dump truck has a grain body you will be seriously disappointed in how much you can carry in the dump bed. It seems like every landscaper around here (and there are a lot) ends up with a one ton dump and I really think that going with pick-ups and dump trailers instead was one of the smartest things we ever did. With a set up like that you are WAY more versatile and a decent, ten foot dump trailer can haul a lot more (both weight and volume) than a standard dump bed.
Unless you have another trailer you have to haul everyday. Then I guess you have to go with the dump truck.
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