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Old 05-16-2006, 10:20 PM
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start2finish start2finish is offline
Sapling
 
Join Date: Aug 2005
USDA
Posts: 275
start2finish is an unknown quantity at this point
insurance is to protect your customers as much as yourself. It is not expensive, having it based on a percentage of payroll or gross receipts, it is foolish not to have it. Here a base rate for 1,000,000 GL is less than $500.00 per year. They will even let you make payments on it.

One thing in business is overhead, now you need to keep it as low as possible, but there are necessary items to provide a quality service. Insurance is one of them. Would you drive your car/truck around without insurance if it was not legally required? No responsible adult would take that risk.
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