[Dale Wiley]

MVFD-

You have asked for advice and we are giving you advice. Don't expect us to help you figure ways to get around the laws because that is not what it is about.

I find several of your statements contradictory.

Because I dont have the cash flow to do everything by the book right such as WCB and registering that is why I plan I to put every thing I can make back in to the business.

So you intend to bend / break the laws and roll the dice to get started ??

I dont want to take business away from anyone. I will do it almost at cost for the one reason I havent done enough lawns to charge out full cost.

So what you are saying is that since you have no experience you won't charge the same. Since you have no experience, do you feel you are doing the same quality of work, or will your client have to settle for a sub standard job for the lower price ??

My mom has seen many failed businesses being that she works in a bank. She has told me many what not to do's and things to be careful of. Why I need to do this, Why I dont need to do that. Things I shouldnt worry about.

So Mom the banker is down with skipping the insurances, skipping the WC, and not operating with a legitimate and reasonable cost structure ??

How are you going to operate this business with a legitimate cost structure when that "time" comes ??

I am glad my banker is not providing that kind of advice.

What I wanted help with as you mis-read was thow to calculate costs to bill the customer, whats are some of the going rates for labour, etc. Are you charging material + Install = Final amount or charging them 2 seperate costs? Do they pay for the material first then you install? etc.

I may be misunderstanding myself, but I thought I did offer that in previous post.