[Bill Schwab]

Since every operation is different, I wanted to pass this one along to those who may be in the position to purchase trucks.

Specifically, size, because all guys know size matters. Said that, lets say you are looking at what I will call a 4-5 series truck, 450 being Ford, 4500 being GM, you get the drift...

That truck is available with the same finance packages that pick up sized trucks can be financed with. Such as 0%, cash back etc, what ever ploys the dealer calls incentives.....

Now, lets say, you need that 4 series, and at the same time, you could use a larger unit, but the 4 series is what you are considering. If the 6 series would work, there are a whole bunch of variablkes that can help you along the way, at least offered through GM, but I'm sure Ford does the same.

Go to the 6 series. For nearly the same price, (a cab and chassis 4500 GM comparably equipped to a 6500 GM) lists at 41K. So does the 6500. When you step into that size, the 0% finance goes away, but, you can enter a fleet lease, which can be set up as a lease for 3-6 years, and range your payments as you see fit. For example, in 3 years, you know you are flipping the truck, you can set the payments so you don't go upside down, roll the truck over into a newer unit. Or, you can set them up so you pay less a month, and have a big balloon due, or pay more monthly ith little to none down, and have a $1 buyout at lease end.

The cool thing about truck leases is you can and will make more money over buying outright, (Paul and Dale I beleive hit on this in an unrelated but earlier thread) and the way this particular lease is written you get all the benefits of a lease planned vehicle with the option to make it yours after lease end, so depreciation comes with every payment you make.

Said that, we just bought a 6500 series Chevy, 3' wide tool box behind the cab, 15' contractors dump body, aludimen wheels, up swept chromium exhaust, 7.8 liter Duramax and 9 speed tranny for $48,000.00 tax, freight and out the gate. The 4500 we just got was within $1,000.00 of this trucks total price, and we carry more with the 6500.

Food for thought for those thinking about that 4 series size, and who could also run a 6 series.