[Bill Schwab]

We have a 33% labor burden WHICH SUCKS! At the advice of our busines banker, we went with Paychex through our bank for one main reason, although there are many others......
For the $25 or so a week it costs us for them to process checks, they assume all liabilities if they screw up on sending the right amount of Nazi fees to the feds. That $1,200.00 a year is simple insurance. They also came to the shop and did a presentation in English and Spanish on the importance of opening a checking account and saving in the bank rather than the cookie jar.

Since then, all but one has opted to go with direct deposit, which saves a trip to the job with payroll. Two have gotten car loans, and one of those two has begun to build his credit. My wife is working with him to get him qualified to buy a small house or even a mobile home so he can build HIS equity rather than pay for someone elses.

Once a few of the guys see how many doors open by doing things they way we do them in America rather than the old world ways of thier country, they just dig in and want to learn that much more, which trickles down to the company, integrity, quality, etc etc.

All from a simple payroll company! Now if I can succeed in grafting that wad of $20 bills to that apple tree, we can have the patent on the first money tree in the world!